Privacy Policy
Last updated: February 26, 2026
1. Introduction
Welcome to RiskStock.com. We are a financial education website dedicated to helping people understand the stock market, investing concepts, and personal finance. We are not financial advisors, and nothing on this site constitutes financial advice.
This Privacy Policy explains what information we collect, how we use it, and what choices you have. It applies to all visitors and subscribers of RiskStock.com. We believe in transparency and keeping things simple, so we have written this policy in plain language.
2. Information We Collect
We collect very little information, and only what is necessary to run this website and deliver our newsletter. Here is exactly what we collect:
Newsletter Signup Information: When you subscribe to our newsletter, we collect your name and email address. This is the only personal information we ask for, and you provide it voluntarily.
Server Logs: Like most websites, our servers automatically record basic technical information when you visit. This includes your IP address, browser type, operating system, referring URL, and the pages you view. This data is collected automatically and is used solely for maintaining site performance and security.
We do not require you to create an account, and we do not collect payment information, location data, or any other sensitive personal details.
3. How We Use Your Information
We use the information we collect for the following purposes:
Sending Newsletters: Your name and email address are used to send you our newsletter, which includes educational content, market updates, and new articles published on RiskStock.com. We will never send you spam or share your email with third parties for marketing purposes.
Improving the Site: Server log data helps us understand how visitors use the site so we can improve its content, performance, and reliability. For example, we may look at which pages are most visited to guide our editorial decisions.
We do not sell, rent, or trade your personal information to anyone. Period.
4. Third-Party Services
RiskStock.com uses third-party APIs to display stock market data on our site. Specifically, we use:
Finnhub: Provides real-time and historical stock market data displayed on our Market Snapshot and other pages.
Twelve Data: Provides additional market data, including stock quotes and financial indicators.
These services are used to fetch and display market data only. We do not share any of your personal information (such as your name, email, or IP address) with Finnhub, Twelve Data, or any other third-party data provider. The requests to these APIs are made from our site to retrieve financial data and do not involve your personal details.
We do not use any advertising networks, social media trackers, or analytics platforms that track individual users.
5. Cookies
RiskStock.com uses only functional cookies that are essential for the website to work properly. These cookies handle things like remembering your theme preference or keeping the site running smoothly during your visit.
We do not use tracking cookies, advertising cookies, or any third-party cookies that monitor your browsing activity. We do not use cookies to build profiles about you or to follow you across other websites.
6. Data Retention
We retain your newsletter subscription information (name and email) for as long as you remain subscribed. If you unsubscribe, we will delete your information from our mailing list promptly.
Server logs are retained for a limited period, typically no longer than 90 days, and are used only for site maintenance and security purposes. After that period, log data is automatically deleted.
7. Your Rights
You have full control over your personal information. Here is what you can do:
Unsubscribe: Every newsletter email includes an unsubscribe link at the bottom. You can opt out at any time with a single click.
Request Deletion: You can request that we delete all personal information we hold about you. Simply send us an email and we will process your request as quickly as possible.
Access Your Data: You have the right to ask us what personal information we have about you. Contact us and we will provide you with a clear summary.
To exercise any of these rights, please reach out to us at riskstock.info@gmail.com.
8. Children's Privacy
RiskStock.com is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at riskstock.info@gmail.com and we will promptly delete that information.
9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information.
If we make any significant changes to how we handle your personal data, we will make reasonable efforts to notify you, such as through our newsletter or a prominent notice on the site.
10. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy or your personal data, please contact us at:
Email: riskstock.info@gmail.com
We will do our best to respond to your inquiry within a reasonable time frame.